<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>ClearSpeak Financial Consulting: Insights</title><description>Plain-language writing on nonprofit finance, trust between accounting and operations, and accounting systems, by Cas Schoenwald, CPA.</description><link>https://clearspeakfinancial.com/</link><language>en-us</language><item><title>The Liability of Inheritance</title><link>https://clearspeakfinancial.com/insights/the-liability-of-inheritance/</link><guid isPermaLink="true">https://clearspeakfinancial.com/insights/the-liability-of-inheritance/</guid><description>A budget owner who never built their own budget isn&apos;t being held accountable — they&apos;re being monitored against a number they had no hand in creating.</description><pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate><category>budgeting</category><category>trust</category><author>Cas@clearspeakfinancial.com (Cas Schoenwald, CPA)</author></item><item><title>Who Owns the Number?</title><link>https://clearspeakfinancial.com/insights/who-owns-the-number/</link><guid isPermaLink="true">https://clearspeakfinancial.com/insights/who-owns-the-number/</guid><description>&quot;Nobody likes the accounting department.&quot; I&apos;ve heard some version of that sentence at almost every organization I&apos;ve led.</description><pubDate>Mon, 05 Oct 2026 00:00:00 GMT</pubDate><category>accounting culture</category><category>internal controls</category><category>trust</category><author>Cas@clearspeakfinancial.com (Cas Schoenwald, CPA)</author></item></channel></rss>